Lucia Xiao
Self-made multi-millionaire Lucia Xiao is a property coach, mentor, and author, and the founder of Finax Mortgages (Australia) and Finax Mortgages & Insurance (New Zealand).
About Lucia
Self-made multi-millionaire Lucia is a prominent property coach and mentor, the founder of Finax Mortgages & Insurance, and the author of Financial Freedom: 5 Steps, 5 Years. Rising from humble beginnings in a state house, she built an impressive $17 million property portfolio within just five years and continues to manage and expand it.
Lucia’s extensive experience includes roles as an investment advisor and mobile business manager during the Global Financial Crisis, as well as serving as a business and commercial insurance manager for a leading New Zealand bank. Her work with tens of thousands of banking customers has provided her with invaluable insights, making her an exceptional resource for mortgage clientele.
Currently, Lucia divides her time between Auckland, New Zealand, where she mentors clients on property investment, and Sydney, where she is expanding her expertise and growing her investment portfolio and mortgage services in Australia.
Purpose is Passion
Lucia’s personal journey from poverty to wealth has taught her the transformative power of owning a home. Lucia believes that homeownership is not just an investment but a foundation for building a secure and prosperous future, allowing individuals to pursue their dreams and live life on their own terms.
“I decided to dedicate my life to helping people realise their financial potential, using property investment as a vehicle to achieve it and live their true life purpose.”
Lucia has been featured in:
Lucia's Ventures
Mortgage Services AUS
As an Auckland property investment mentor, Lucia is passionate about helping clients achieve their property goals.
Property Mentor
As an Auckland property investment mentor, Lucia is passionate about helping clients achieve their property goals.
Property Management
Lucia co-owns Harcourts Harbour View Property Management, helping investors manage quality rentals while guiding tenants toward homeownership.
Mortgage Insurance Services NZ
As an Auckland property investment mentor, Lucia is passionate about helping clients achieve their property goals.
Lucia's Ventures
Mortgage Services -AUS
As an Auckland property investment mentor, Lucia is passionate about helping clients achieve their property goals.
Property Mentor
As an Auckland property investment mentor, Lucia is passionate about helping clients achieve their property goals.
Published Author
Finacial Freedom | 5 Steps 5 Years – Lucia shares her top five lessons and steps that helped her reach her financial potential.
Mortgage Services - NZ
As an Auckland property investment mentor, Lucia is passionate about helping clients achieve their property goals.
Client Success Stories
Meet just two of Lucia’s Kiwi clients, Scott and Richard who share their experiences with working with Lucia. Both continuing to achieve their property goals through our services, check out their inspiring stories below.
Financial Freedom
5 Steps 5 Years
Grab a copy of Lucia’s book, about her inspirational journey from poverty (living on $170 per week for a family of four) to financial freedom through building a $17m (and growing) property portfolio.
Lucia shares her top five lessons and steps that helped her reach her financial potential.